2022 Open Enrollment

How to Make Changes

All Open Enrollment changes will be made through Workday. WSU employees no longer have access to the HCA MyAccount or Navia Benefits portals, and paper/electronic forms will not be accepted. Step-by-step instructions on how to make changes in Workday will be posted here shortly.

Medical Plans

• Kaiser NW
  • Naturopathy benefits: Currently a specialty care benefit with provider referral required; changing to self-referred only. No visit limit and no dollar max per plan year, Primary Care $25 copay.
  • Acupuncture benefits: Adding self referral option. Self-referred: 12 visits per plan year, Specialty Care $35 copay. Physician-referred: no visit limit, Specialty Care $35 copay.
  • Massage benefits: Adding self referral option. No maximum dollar coverage limit, 12 visits per plan year, $25 copay.
  • Rehabilitation services: Allow self referrals, no longer require prior authorization. Outpatient Physical, Speech, and Occupational therapies will have a combined total visit limit of 60 visits per plan year. Specialty care $35 copay.
• Kaiser WA
  • Adding In-Home Infusion Therapy to all plans. Waiving cost shares for administration of infused medication in a home setting.
  • Covering two urine drug screenings per plan year. $0 copay, includes screenings for employment.
• Uniform Medical Plan
  • Mental Health Parity: Removing coinsurance for mental health and substance use disorder inpatient professional services (Classic, Select, Plus).
  • Allowing accumulator rollovers between plans for mid-year changes.
• See Monthly Medical Premiums for 2022.

Health Savings Accounts (HSA)

The HSA annual maximum contribution limit is increasing to $3650 for individuals and $7300 for families.

Flexible Spending Arrangement (FSA) *action required*

• A Limited Purpose FSA option is being added beginning in 2022. This Limited FSA can only be used for certain vision and dental expenses, and is compatible with Health Savings Accounts (HSA). Learn more about the Limited Purpose FSA.
• A carryover option is being implemented, whereby up to $550 of unspent funds can be carried over for the next plan year. This carryover occurs even if someone elects the annual max for the next year.
  • If switching to a CDHP/HSA for the next year, the carryover amount will be applied to a Limited FSA.
  • If enrolling in any non-CDHP plan for the next year, the carryover amount will be applied to a Medical FSA. Learn more about the Medical FSA.
• The annual maximum election is remaining at $2750. The annual minimum election is being lowered from $240 down to $120.

Long Term Disability (LTD) *action required*

• Starting January 1, 2022, the 60% supplemental LTD plan maximum benefit will be increasing from $6,000 per month to $10,000. Most eligible employees that are not already enrolled in supplemental LTD will be enrolled in this 60% LTD plan. Learn more about LTD insurance benefit changes.
• A 50% buy-down supplemental LTD plan option is being added for 2022. You can reduce your employee-paid LTD to a lower-cost 50% coverage level, with a maximum monthly benefit of up to $8,333.
• All waiting periods will be changed to a 90-day waiting period beginning January 1, 2022.
• During open enrollment, you can reduce or decline your 2022 automatic enrollment in employee-paid LTD. If you don’t actively reduce or decline your LTD benefit election by December 31, 2021, you will be enrolled in the 60-percent plan, and the premium will be deducted from your paycheck for January 2022 coverage.
• LTD Premium rates are changing for 2022. See the new LTD Premium Rates.
• Additional detail can be found in the 2022 Long Term Disability Certificate of Coverage.

PEBB/SEBB Dual Enrollment

You can no longer enroll in health plans under both the PEBB Program and School Employees Benefits Board (SEBB) Program as an employee or as a dependent. You may waive your enrollment in PEBB medical to enroll in SEBB medical only if you are also enrolled in SEBB dental and vision. In doing so, you waive your enrollment in PEBB dental. If you are enrolled in both PEBB and SEBB benefits (medical, dental, vision), you will receive a letter from the PEBB Program explaining what action you will need to take by November 30, 2021. If you do not take action to resolve the dual enrollment, the PEBB and SEBB Programs will enroll or disenroll you and your enrolled dependents as described in WAC 182-12-123(6).

Life Insurance

Life Insurance Premiums are changing slightly for 202. See the new Life Insurance Premium Rates.